My first day of 2012

My first day of 2012

Though, yesterday was first day of 2012, I treat today as my first day officially (As I have been to office today and interesting factor is in today). 

I was anticipating that today would be so busy, because of two reasons 1. I have so much of backlog from last week 2. As usual today is week beginning. 

Though today was fully tied up with so many activities, I could able to enjoy today for one big reason.

There was a mail from Finance team on Friday late evening, that they wont be able to credit the salary either on 31st or on 1st. I was upset after seeing this email on Saturday. Almost I was about to spell out foul words from my mouth. The reason being, many people would be expecting salary on 1st of every month to repay their loans. I am one among them. I have put up strong efforts to Citibank to revise the repay date from 1st to 5th or something and equally there was a strong denial from them when I took the loan. Hence, I have decided to keep a stock of EMI amount on my account anticipating this kind of actions from my "GREAT" HR and finance team. 

Hence, I did not exactly have problem, if the salary is credited on 2nd or 3rd. I was quite comfortable, though everyone cannot maintain sufficient balance on their account every month anticipating this kind of stupidity.

There was a sms from HDFC bank displaying that my salary was CREDITED to my account, followed by back to back sms from same that my loan is DEBITED from my account.

I was happy to see sufficient balance in my account after loan amount is debited. Everybody would be happy, if they maintain balance in the account.

Its a normal tendency of most of the human being to react happily if money is seen. Since, it is the money earned out of one month of work put in, definitely the happiness will be multi-fold for salaried people.

I could equally manage my monthly expenses within my salary now, since I have properly budgeted all factors into my monthly expenses statement considering all ifs and buts. Hoping  that no surprises come suddenly.

After coming to flat, I had a chat with my sister for more than an hour. She said that she was feeling comfortable and light after talking to me. I felt happy. 

Opening of 2012 was really great!